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lancelot

DVLA & Insurance

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lancelot

Is that correct that if u have MS u MUST inform DVLA and your insurance companys...............if u do not do this IF involved in even a minor RTA u can be fined 10000 and classed as having no insurance and possible loss of licence altogethe???

 

 

Edited by Scully to include 'tags' to previous discussion on this topic


Edited by Scully

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Sleepy
Scully

Lancelot,

 

Yes, the DVLA should be informed, as it staes on driving licences, any change to health must be reported to them.

 

I'm sure, though, that you must inform your instance company of a diagnosis such as MS. Again in the policy documents it will say thwt you must inform them. Not doing so, can amount to fraud inasmuch as the insurance company 'insure' a driver, based on information given by an invididual. If thwt information changes, then they, at law, must be told. Failure to do so, may invalidate the policy altogether.

 

Informing the DVLA and/or the insurwnce company isn't really a big deal, your friend won't be told 'not to drive' but they will possibly want to write to her neurologist to confirm the diagnosis. Licence is reviewed and renewed every three years as a rule of thumb.

 

I've added some 'topic tags' to your post as, if you now scroll all the way down to the bottom of the screen you will see other topics on this very issue.

 

Scully

 


They are not brain lesions..........they are just bright ideas

 

"The truth is out there"

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Hezza

Hi Lancelot,

Yes, as Scully has said it is a legal requirement to inform the DVLA and insurer's of a diagnosis of MS.

 

The DVLA will follow up with some medical checks and questions but this is routine and nothing to overly worry about. There should be no change to insurance premiums as a result of any disclosure.

 

Hope this helps.


Life is short. Eat dessert first. Jacques Torres

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Nindancer

Hi, I have read a bit on this topic (I surrendered my licence!), apparently there's absolutely no change in insurance premium when you tell DVLA and your insurer :wink2:

Sonia x

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lancelot

Hey sonia/scully thanks yea i read the same BUT it does say some folks only get a 3 year licence...............cant find the flippin link now.............my memory gone to where ever lol.

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Sleepy
Scully

Lancelot.

 

The three year license in renewed, every three years, I think free of charge. It's not an issue, provided the driver in question can still drive as per the doctors advice. It's very rare for it to only be for three years, I think you may be reading it wrong?

 

It is a lawful requirement however.

 

Scully


Edited by Scully
  • Like 1

They are not brain lesions..........they are just bright ideas

 

"The truth is out there"

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lancelot

sure it said every 3 years with a medical sor tof thing..................but cant be sure..............I was thinking more along how dangerous it would be to drive with the eye problem that many get....................My badge I have to have medical and eye test every 3 years and failing to report anything from being on meds to an illness they take it off u and ya then have a massive row to get it back.............

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Nick

Details here:

 

https://www.gov.uk/driving-medical-conditions

 

MS has to be notified to DVLA , DVLA check with specialist (neurologist) and licence is then issued on a three year basis or you may be sent for a further driving assesement to ascertain if you can still drive or need to have a modified vehicle. Insurance needs to be informed but they are not allowed to charge just because you are disabled. Licence renewed every three years at no cost.


Edited by Nick
  • Like 1

Just another Warrior...........

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lancelot

thanks nick............not sure my friend is aware that.......hopefully she or a family member will educate themselves enough to find this out

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Nick

It's not really such a big deal. I had a driving assessment and had to change over to a left foot accelerator in order to keep my licence. I must admit this took some effort in learning to drive all over again, yet having achieved it I can now drive safely. Sometimes it may feel that the DVLA and everyone else is trying to get at you, but in my experience the opposite has been true. The bureaucratic side takes some time and has been very frustrating for lots of folk but it all works out in the end. Worth noting that until the decision is made the previous licence is normally still valid, unless it is where a doctor has informed you they you can not drive.


Just another Warrior...........

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Sleepy
Scully

Lancelot,

 

Hopefully all your questions have now been answered. It's a simple procedure and nothing to stress over.

 

Scully

 


They are not brain lesions..........they are just bright ideas

 

"The truth is out there"

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Crappy
Marina

I informed the DVLA and my insurers as soon as I got my DX. I did not have my licence reduced to 3 yrs. Telling my insurers made no difference to my premium.

 

The issuing of a 1, 2, 3 year licence is based on things like having a vision problem such as ON which might impair your driving, or a problem with a limb which might impair your driving. Note the word "might", as it will depend on the severity.

 

See this PDF for what medical situations may be affected:

At a glance guide to the current medical standards of fitness to drive

https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/336825/AAG_MAY_2014.pdf

 

As the others have said, it's nothing to get overly worried about.

 

When reading this topic, if you scroll down to the bottom of the page, you will see two sections with more topics about the DVLA (Tagged with, and Similar Topics).

 

PS - Would you please use single full stops with spaces instead of "........." as it makes it easier for us to read. Thanks!

http://ms-people.com/forum/topic/20093-textspeak-and-punctuation/


Marina

(belated DX in June '05, SPMS)

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